What we cover

Obtain immediate cover for the contents of your safety deposit box.

Our insurance policies are “All Risk” and are underwritten by leading insurers. The contents of your safe deposit box will be fully insured to the value that you specify (please ensure that the level of cover you select is adequate to replace your belongings).

  • Each security box is insured individually in your name, so any payout will be made directly to you and NOT via the security box centre, vault or bank.
  • Insure up to £500,000 per box for all valuables and cash online.
    (If you need cover above £500,000 please use our contact page or call +44 (0)121 423 1000 to discuss your requirements.)
  • Cash is covered at the same rate as other valuables.
  • Insurance covers all items held in the security box, including Gold, Silver and other precious metals, Jewellery, Precious Stones, Securities, Bonds, Money, Numismatic Collections, Stamp Collections and any other item of value including documents.
  • Safety Deposit Association member policies include Fidelity Cover (theft by facility owners or staff members).
  • £250 excess

Please note that this insurance cover only applies while your belongings are stored inside an approved Security Box Centre or Bank Vault. If you remove your belongings from the approved Security Box Centre or Bank Vault, insurance cover will cease on those items; if you then return the items to the approved Security Box Centre or Bank Vault cover will recommence.

What isn’t covered: Natural ageing, gradual deterioration, inherent vice, latent defect, rust, oxidation, warping, shrinkage, mould, insects, corrosion; aridity, humidity, exposure to light or extreme of temperature unless such loss is caused by storm, frost or fire or other sudden unforeseen event; confiscation, nationalization, requisition or destruction under the order of any government or public or local authority; misuse of any property insured under this policy; the corruption, loss or failure of computer data, hardware or software; war; biological or chemical contamination; nuclear reaction, nuclear radiation or radioactive contamination; seepage, pollution or contamination unless caused by a sudden, identifiable, unintended and unforeseen accident occurring and discovered within 7 days of the accident during the period of insurance; any event which happened before the start of this policy; theft, fraud or dishonesty committed by you; fees and expenses incurred by you in the preparation of a claim; fines or penalties, punitive or exemplary damages of whatsoever nature; Mysterious Disappearance and Unexplained Loss; loss, damage, injury, cost or expense of any nature directly or indirectly caused by any act of terrorism; any items which are not stored within a third party vault.

For additional peace of mind cover can also be extended (subject to an additional premium) to include periods in which contents such as jewellery are taken out of your safe deposit box to be worn (ideal for special occasions, weddings and social events). Please note that cash and currency are not covered.

  • Cover up to £100,000 outside the security box.
  • Your items will be insured anywhere in the UK or Republic of Ireland as long as you are carrying them, wearing them, or they are locked in a safe.
  • Cover up to 20 days per year (this cover includes travel to or from the security box centre or bank).
  • £250 excess

For additional peace of mind cover can also be extended (subject to additional premium) to include periods in which contents such as jewellery are taken out of your safe deposit box to be worn (ideal for special occasions, weddings and social events). Please note that cash and currency are not covered.

  • Cover up to £100,000 outside the security box.
  • Your items will be insured anywhere in the UK or Republic of Ireland as long as you are carrying them, wearing them, or they are locked in a safe.
  • Cover up to 20 days per year (this cover includes travel to or from the security box centre or bank).
  • £250 excess

Our online quote system has been designed to be as simple as possible to use and only takes a few minutes. To get started simply click here and select your security box centre from the list.


Select your security box centre.

Please scroll down to select the centre where your security box is held.
Our quote engine will automatically calculate the correct premium based on the location of your security box.

Can't find your centre on the list? No problem. Simply fill in our contact form or call us for a quotation on +44 (0)121 423 1000.

You have selected


OK. Get my security box insurance quote now.

Please note that once a quote has been raised you will be asked to provide a few important details, so please have the following to hand:

  • your security box identification/registration number

Select your security box centre.

Please scroll down to select the bank in whose vault your security box is held.
Our quote engine will automatically calculate the correct premium based on the location of your security box.

Can't find your bank on the list? No problem. Simply fill in our contact form or call us for a quotation on +44 (0)121 423 1000.

You have selected


OK. Get my security box insurance quote now.

Please note that once a quote has been raised you will be asked to provide a few important details, so please have the following to hand:

  • your security box identification/registration number